Reference:STANDARD AND POOR'S NETADVANTAGE

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STANDARD AND POOR'S NETADVANTAGE

Standard & Poor's NetAdvantage (S&P online database)

S & P is a provider of independent credit ratings, indices, risk evaluation, investment research, data and valuations. NetAdvantage provides online access to S & P's most popular research products, including Industry Surveys, Stock Reports, Mutual Fund Reports, Earnings Guide, Dividend Record, Bond Reports, Corporation Records, The Register of Corporations, Directors and Executives, and The Outlook, among others.

PS

6/06

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